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    Cyber crime law? What are this law talks about? It is good for the Filipino citizen or it is a resulting of disturbance for the internet user. How about the freedom can the people free to shows, tells and shares their different ideas and opinion on the happenings surrounding us and the daily activities that we were encountered. Who are people behind this law and what are the purposes of implementing this kind of law that shocking the majority of the internet user and can be the cyber crime law affects the electronic commerce security especially to the individuals and business.

 

 Republic Act No. 10175  

AN ACT DEFINING CYBERCRIME, PROVIDING FOR THE PREVENTION, INVESTIGATION, SUPPRESSION, AND THE IMPOSITION OF PENALTIES THEREFOR AND FOR OTHER PURPOSES

 

Republic Act (RA 10175) was approved by PNOY last September 12, 2012. It is an act defining cyber crime, providing for prevention, investigation, suppression and the imposition of penalties therefor and for other purposes.

The National Bureau of Investigation (NBI) and the Philippine National Police (PNP) shall be responsible for efficient and effective law enforcement of the provisions of this Act. The NBI and PNP shall organize a cyber crime unit or centre manned by special investigators to exclusively handle cases involving violations of this Act.

http://www.interaksyon.com/infotech/republic-act-no-10175-%E2%80%93-cybercrime-prevention-act-of-2012

One would question out the internet activities may include in the RA 10175 or Philippines Republic Act on Anti-Cybercrime Law and some of these are; Computer-related fraud, Cybersex, Illegal access to a computer system, Cyber squatting, Illegal interception of data, Computer-related identity theft, damaging of data, System interference, altering computer data, the use of viruses and the use, production, sale, or making available without right of malware, passwords , and authority, and pornography. Is these all part and covered by the Anti Cyber Crime Law?

Benefits and Advantages of RA 10175   

1.Business on the internet are protected with this law.
2. Cyber Sex and Cyber Bullying is now a crime and punishable.
3. Tech knowledge for government will be lift up to combat cyber crimes such as hacking and theft.

Prohibited

Computer-related offenses such as computer-related forgery, fraud and identity theft over the Internet are also covered by the new law.

Under the new law, unlawful or prohibited acts of libel as defined in Article 355 of the Revised Penal Code, as amended, are those “committed through a computer system or any other similar means which may be devised in the future.”

The law directs the National Bureau of Investigation (NBI) and the PNP to create a cybercrime unit or a center manned by special investigators.

NBI 7 Assistant Regional Director Lauro Reyes said their headquarters in Manila houses the Anti-fraud and Computer Crimes Division (AFCCD). But since the AFCCD does not have a regional unit, NBI 7 refers Internet-related cases to its central office, he added.

The CPPO, though, has a forensic laboratory in Barangay Lahug, Cebu City. The laboratory can track down cyber crimes like online pornography.

The police cracked down on home-based cyberpornography operations in Cebu that victimizes children. Two cases of child cyberporn were reported in Cordova last year.

 This Republic Act no. 10175 contains of eight (8) chapters and thirty-one sections (31)

Next the R.A 10173

What is R.A 10173?

[REPUBLIC ACT NO. 10173]

AN ACT PROTECTING INDIVIDUAL PERSONAL INFORMATION IN INFORMATION AND COMMUNICATIONS SYSTEMS IN THE GOVERNMENT AND THE PRIVATE SECTOR, CREATING FOR THIS PURPOSE A NATIONAL PRIVACY COMMISSION, AND FOR OTHER PURPOSES

Advantages and Disadvantages    

  1. Commission shall refer to the National Privacy Commission created by virtue of this Act.
  2.  Consent of the data subject refers to any freely given, specific, informed indication of will, whereby the data subject agrees to the collection and processing of personal information about and/or relating to him or her. Consent shall be evidenced by written, electronic or recorded means. It may also be given on behalf of the data subject by an agent specifically authorized by the data subject to do so.
  3. Data subject refers to an individual whose personal information is processed.
  4. Direct marketing refers to communication by whatever means of any advertising or marketing material which is directed to particular individuals.
  5. Filing system refers to any act of information relating to natural or juridical persons to the extent that, although the information is not processed by equipment operating automatically in response to instructions given for that purpose, the set is structured, either by reference to individuals or by reference to criteria relating to individuals, in such a way that specific information relating to a particular person is readily accessible.
  6. Information and Communications System refers to a system for generating, sending, receiving, storing or otherwise processing electronic data messages or electronic documents and includes the computer system or other similar device by or which data is recorded, transmitted or stored and any procedure related to the recording, transmission or storage of electronic data, electronic message, or electronic document.
  7. Personal information refers to any information whether recorded in a material form or not, from which the identity of an individual is apparent or can be reasonably and directly ascertained by the entity holding the information, or when put together with other information would directly and certainly identify an individual.
  8. Personal information controller refers to a person or organization who controls the collection, holding, processing or use of personal information, including a person or organization who instructs another person or organization to collect, hold, process, use, transfer or disclose personal information on his or her behalf.

 

     Freedom is the only thing that the people wanted to have, If our intention is good that is enough but if we think that the opinions and the actions that we doing is bad we need to think the consequences for that and we as a people  of this society we should have a knowledge and ideas on the things happened around us. 

http://lmpable.wordpress.com/2012/10/15/advantages-and-disadvantages-of-ra-10173-and-ra-10175-on-our-countrys-e-commerce-security-infrastructure/

http://www.deiville.com/ra-10175-cybercrime-prevention-act-of-2012-in-full-text/

http://www.pinoythinking.com/2012/10/ra-10175-or-philippines-republic-act.html

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What is the definition of e-shopping cart and e- money transfer?

We define first the E-shopping cart.

►Shopping cart software is software used in e-commerce to assist people making purchases online, analogous to the American English term ‘shopping cart’. In British English it is generally known as a shopping basket, almost exclusively shortened on websites to ‘basket’.en.wikipedia.org/wiki/E-shopping_cart

►Shopping cart software is software used in e-commerce to assist people making purchases online, analogous to the American English term ‘shopping cart‘. In British English it is generally known as a shopping basket, almost exclusively shortened on websites to ‘basket’.

The software allows online shopping customers to accumulate a list of items for purchase, described metaphorically as “placing items in the shopping cart” or “adding to cart”. Upon checkout, the software typically calculates a total for the order, including shipping and handling (i.e. postage and packing) charges and the associated taxes, as applicable. http://en.wikipedia.org/wiki/Shopping_cart_software

An example of this e-shopping cart is the tigerdiect.com http://www.tigerdirect.com/ you’ll choose from brand name computers—the industry’s top names—at great prices. But that’s just the beginning. They  also carry a vast inventory of components: motherboards, processors, hard drives, optical drives, cases and more. They’ll find emerging technologies as well, because at the end of the day, they love what they sell. In their website you can buy a computers, computer parts,t.v and video, audio,cameras, car and gprs, cellphone, software, video games, home and office appliances and either the best seller books. The tigerdirect.com are website security guarantee (systemax, accredited business, verisign secured, trustwave,master card secure code, verified by visa andbizrate)this are the proof the you can trust this site.

According to their website the TigerDirect.com was established to serve the needs of computer users, and today we are one of the industry’s top computer and computer-product retailers. Our web site has been ranked among the New York Times’ “Top 25 Online Retailers” and our catalog has become a textbook for computer users. But our success has been built on a simple principle: take care of every customer like they were a member of our family. From the beginning, our top priority was to provide unmatched customer care and to help our customers understand how technology could help them. We’ve always invited intelligent, courteous men and women to staff our call center; to answer your questions, make recommendations and deliver solutions. We stock our web site with the latest products, the best deals—and plenty of information to help you decide for yourself. We are proud of each and every member of our staff, because they make the difference.

Just because we offer guarantee lowest price doesn’t mean we skimp on service. In fact, it is because we take care of our customers—and you continue to support us with your business—that we’re able to use our buying power to get you the best deals.

So when you call us or log onto our web site, you’re doing business with a company that is enthusiastic about computers, and about matching our customers with the items that they need. And we intend to continue serving you. Every day.

Business-To-Business Excellence
Business customers have very specific requirements for doing business. The demands of business must be handled by a group of professionals who know the ropes-who have been there, and who can meet deadlines that, well, seem impossible. TigerDirect.com’s Business-To-Business sales team has over 20 years of hands-on experience serving the needs of business customers. Our Business Group has grown because of our service and pricing industry. We understand that business customers are concerned with price during these times when you must maximize your investment, but we also realize that service is the most important component of the relationship. For business customers, TigerDirect.com is ready to serve. I invite you to contact our team (of dedicated account managers) when your business needs attention to detail and the right products at the lowest prices in the industry.

Business customers have unique needs. It takes a well-trained, well-connected group to serve those needs with efficiency and professionalism. TigerDirect.com’s Business-To-Business group has been carefully selected and trained to work with businesses of all sizes and shapes. They can handle special billing, pricing, shipping, a number of other corporate issues and they offer a Net 30 day open account. You can’t put a price tag on knowledge, and our agents have completed hundreds of hours of product training, so that you can rely on our expertise. I invite you to contact one of our Account Managers and see for yourself that quality service and pricing is what we are all about.http://www.tigerdirect.com/sectors/aboutus/index.asp

That’s why i choose this site for the MM-E5 subjects.

Next the E-money transfer definition.

Electronic money (also known as e-currency, e-money, electronic cash, electronic currency, digital money, digital cash,digital currency, cyber currency) is money or scrip that is only exchanged electronically. Typically, this involves the use of computer networks, the internet and digital stored value systems. Electronic funds transfer (EFT), direct depositdigital gold currency and virtual currency are all examples of electronic money. Also, it is a collective term for financial cryptography and technologies enabling it. http://en.wikipedia.org/wiki/Electronic_money

I choose the https://www.ntrust.com/ website first it looks simple but no the contain of their website is a highly satisfied for me, you know why?

► nTrust is the first global online service that lets you send and receive money to or from your friends and family in a host of currencies in any amount, at anytime, anywhere on Earth…instantly.

  • Bank level security.
  • Private data encryption.
  • 24/7 access.
  • Unlimited free Vault-to-Vault transfers.
  • Instant, real-time operations.
  • Multiple currency accounts.
  • Alerts on account activity.
  • Personalized nTrust Card.
  • Rewards and perks as a user.

This are the list of what you can get to the nTrust.

Security is Not Optional. nTrust uses 256-bit SSL encryption – a standard that meets or exceeds every known international banking standard for online transactions. All data is protected and validated by VeriSign and TRUSTe.
It’s not just business, it’s personal. We’re the only platform that offers free transactions between you and other nTrust members. Whether it’s a hundred dollars or 25 cents, pesos or euros, down the block or overseas, go ahead and send it. Quick, cost effective and safe. We use bank level encryption to protect your money so you can sleep better at night. https://www.ntrust.com/

According to the philosophy of nTrust

We’re the only platform to offer free transactions to others within the nTrust network. We also let you transfer any amount of money, in any currency you want, anywhere you want.

Large or small, a hundred dollars or 25 cents, pesos or euros, you can send it to your friend down the block or your wife overseas. All with bank level encryption that will protect your money – now that is security you can trust.

Basically, we give you the freedom to choose. What a fresh idea – let people take control of their own money. https://www.ntrust.com/about/

ntrust also if partner and protected by the (truste validation, norton secured and mcAfee secured that is certified and tested and help to secure from the viruses and online threats. This is the reason how better their website in electronic money transfer.

 

►P.S this blog is an assignment or reaction about the electronic shopping cart and money transfer with proper and complete details from their links.. some of the explanation is from my own opinion and understanding i hope you accept this.

Thank you.

What is the definition of the Electronic marketplace?

An electronic marketplace or e-marketplace is a web-based application facilitating electronic trade between one or more buying organisations and several supplier organisations. http://www.qfinance.com/dictionary/e-marketplace

Another meaning of E-matketplace

An e-marketplace is a virtual online market where organisations register as buyers or sellers to conduct business-to-business e-commerce over the Internet. There are many types of e-marketplace based on a range of business models. They can be operated by an independent third party, or be run by some form of industry consortium that has been set up to serve a particular sector or marketplace. Services offered by e-marketplaces include electronic catalogues for online purchasing of goods and services, business directory listings and online auctions.http://www.netlawman.co.uk/internet-ecommerce/e-marketplaces-online-auctions-exchanges.php

Electronic marketplace also is an Internet-based environment that brings together business-to-business buyers and sellers so that they can trade more efficiently online.

The key benefits for users of an e-marketplace are reduced purchasing costs, greater flexibility, saved time, better information, and better collaboration. However, the drawbacks include costs in changing procurement processes, cost of applications, set-up, and integration with internal systems, and transaction/subscription fees.

http://www.qfinance.com/dictionary/e-marketplace

E-marketplace has a different types that divided into a different categories the operated into a business. These are the followings:

  • Independent e-marketplaces
  • Buyer-oriented e-marketplace
  • Supplier-oriented e-marketplace
  • Vertical and horizontal e-marketplaces

►An independent e-marketplace is usually a business-to-business online platform operated by a third party which is open to buyers or sellers in a particular industry. By registering on an independent e-marketplace, you can access classified ads or requests for quotations or bids in your industry sector. There will typically be some form of payment required to participate.

►A buyer-oriented e-marketplace is normally run by a consortium of buyers in order to establish an efficient purchasing environment. If you are looking to purchase, participating in this sort of e-marketplace can help you lower your administrative costs and achieve the best price from suppliers. As a supplier you can use a buyer-oriented e-marketplace to advertise your catalogue to a pool of relevant customers who are looking to buy

►Supplier-oriented e-marketplace is also known as a supplier directory, this marketplace is set up and operated by a number of suppliers who are seeking to establish an efficient sales channel via the internet to a large number of buyers. They are usually searchable by the product or service being offered.

Supplier directories benefit buyers by providing information about suppliers for markets and regions they may not be familiar with. Sellers can use these types of marketplace to increase their visibility to potential buyers and to get leads.

►Vertical e-marketplaces provide online access to businesses vertically up and down every segment of a particular industry sector such as automotive, chemical, construction or textiles. Buying or selling using a vertical e-marketplace for your industry sector can increase your operating efficiency and help to decrease supply chain costs, inventories and procurement-cycle time.

A horizontal e-marketplace connects buyers and sellers across different industries or regions. You can use a horizontal e-marketplace to purchase indirect products such as office equipment or stationery.

http://www.business.scotland.gov.uk/bdotg/action/detail?itemId=1075387418&site=202&type=RESOURCES

E-marketplaces has a components  this are the Customers, Sellers, Products and services, Infrastructure, Front end, Back end, Intermediaries, Other business partners, and Support services.
According also to (Prentice Hall  @2006) PDFs , marketplaces have three different main functions. First, by matching the buyers and the sellers. Second, Facilitating the exchange of information, goods, services, and payments associated with market transactions; and finally by providing an institutional infrastructure, such as a legal and regulatory framework, which enables the efficient functioning of the market. This three functions help us to understand on how the electronic marketplaces perform or useful for the economy today especially to the company or the business in every edge of this world.

Electronic marketplaces (e-marketplaces or marketspaces), changed several of the processes used in trading and supply chains
– Greater information richness
– Lower information search costs for buyers
– Diminished information asymmetry between sellers and buyers
– Greater temporal separation between time of purchase and time
of possession
– Greater temporal proximity between time of purchase and time
of possession
– Ability of buyers and sellers to be in different locations

Competitive Factors in the Internet Economy (with my own understanding)

Lower prices – in this factor when the sellers set a lower product, the company can get a many buyers of their products because it is easy to reach the price.

Customer service – a factors that very need in the economy the satisfaction of the customer is very important wherein if they are satisfied to the service they will return and invite the other customers.

Barriers to entry are reduced – try to avoid the possible problems that may enter to the company in able not became the reason of hassle to the company or if the company cannot avoid this situation , make the best solution for the problems to solve it.
Virtual partnerships multiply –provides  business and home-life support as and when it is needed. It is the smart solution to managing your workflow, whether it’s business or personal.

Market niches abound –The Internet has opened up all sorts of niche marketing opportunities that either never existed before, or were too expensive to tap into.

► In reading this topic and searching for the different meaning of each topic, I found that the Electronic Marketplaces is not just for the company or business purposes it may also become a part of our personal needs and activity that help us in doing an easy work, ideas, knowledge, information and the efficiency and effectiveness about this in our economy.

http://www.dbis.cs.uni-frankfurt.de/downloads/teaching/Ecommerce-Vorlesung/2011_SS_WB/lecture-markets.pdf

http://www.google.com.ph/

Thank you for reading this blog:D♥

Facebook Era (reaction blog)

Posted: June 16, 2012 in Uncategorized

As I watched and listened to the presentation of Ms. Clara Shih about the Facebook Era I was amazed on how she talk and explain her presentation in front of the people she share her opinion maybe her ideas on how this new technology  or things help us in our daily activities and to people who are having a business. This technology bring us in a easy work. In my gene ration today technology many of us first come inn our mind is the social networking like the Facebook, twitter, multiply and etc. This social media is a part of a technology that make us every people fanatic and patronized in every day  like when you wake up in the morning you faced automatically your computer and geat the everybody good morning, when you go to the expensive and familiar palce you get a photo with you and post it to the example facebook and tell what is happening on this palce ,  your experience and also before you sleep on your bed you use your time facing and chatting friends on what happen to your day.

According to Clara SHih ,technology,well known tools of knowledge, is drastically changing. For the fact that we are living in facebook era, technology is highly involved. It’s not just faceboook era, also twitter with over a million users. There’s something about social networking that seems to have universal appeal. Undoubtedly, facebook is the largest and the fastest growing one and in facebook alone, there are 400 million active users. People are not just signing in but also logging in. Facebook is one of the easiest and fastest way of communicating since this helps you to find you’re long lost friends and many more. The learning capabilities of having a facebook account are always updating all of the latest news and current events that are happening in the society. People are making it as part of their lives because citizens, related or unrelated, can talk or exchange a few words with each other.

Through Facebook also we found the information that we need to look for our past life like in our High School and college time , searching the person that we look for the some information that we are interesting to know in a certain person(friends,family relatives, boyfriend/girlfriend and maybe your crush and teachers). In short, the information that you look is found in the Facebook , because this website is an online identity or a way for you in your target profile that you want to reach. There is so many application and information that you may possible to see, like the work and education (elementary, high school college or maybe the masterly degree), were the people lived or his/her location, the family members, about the persons interest the basic information like her or his birthday, gender, status, contact information, email address and also the favorite quotation, actress and actor , hobbies and many more, you don’t need to go and find them in a very hard way just to stress yourself and wasting your time, to avoid this use the technology but don’t be too much used it because possible addiction is a result of this to you .

“Shih clearly articulates the opportunity for businesses on the social web, breaking it down into simple, actionable steps for companies to reach and connect with customers and prospects from around the world.”

– Sheryl Sandberg, Chief Operating Officer, Facebook

I liked this quotation , why? simply because it tells the people that through Social web like Facebook, you always keeping in touch to the people that you are targeted to reached.

Most of the Business today is using this site, such as facebook is one way of promoting or advertising products that is for selling purposes. On the other hand, facebook Pages provide a form of dialogue between customers and the brand, this unique opportunity gives companies the chance to build better relationships and to show consumer that they are about their opinions. Facebook also allows for the companies to gain a deeper understanding of how they are perceived online via direct contact with the consumers. Each business Facebook page should showcase the value of their individual brand and share valid information to emphasize the company’s position as an educated leader in their industry.

If you have the time to devoted building and using your social media for marketing, Facebook may have unlimited potential for your business, Before you consider how you will leverage your contacts on facebook, it is important to learn the etiquette appropriate for social networking. (http://blog.thenetimpact.com/2009/09/how-creating-a-facebook-business-page-can-enchance-your-brand/)

According to Ms. Clara shih presented in the video, technology eras of our lifetime such as mainframe in 1970’s, Personal computer in 1980’s, internet in 1990’s and social media today which is currently 2000’s, there are 73.5 % of US companies consider social media a top priority. Not only that, there are over 400 million active user of facebook alone and a lot of people spend over 22 billion minutes a day on facebook in the that tremendous amount of people and most target market could be fine online in facebook. .

As a whole Facebook and Electronic Commerce are very important strategy to develop Internet Marketing especially in other social networking sites.

That’s how Facebook is important to our Daily life. It is also matter a lot for us ,grown much more , help us to gain friends and followers , we need to understand the new Facebook  technology unique as possible.

References:

http://www.thefacebookera.com/media.php

https://www.twitter.com

Hello world!

Posted: May 14, 2012 in Uncategorized

Welcome to WordPress.com! This is your very first post. Click the Edit link to modify or delete it, or start a new post. If you like, use this post to tell readers why you started this blog and what you plan to do with it.

Happy blogging!